Services and Fees

EWM is a fee-only fiduciary financial advisor. We help people seeking personal, sophisticated, and careful wealth management — those just starting to save and invest; busy professionals approaching retirement; and those wanting to enjoy their retirement years in comfort.

Based in Satellite Beach, Florida, we meet and work with clients virtually across the United States.

As a fee-only fiduciary, EWM provides objective financial guidance focused solely on your best interests. Operating as an independent, fee-only firm, we don’t sell products, earn commissions, or receive kickbacks from third parties. As fiduciaries, we have a legal and ethical obligation to provide unbiased, objective advice that is in your best interest.

Project-Based Financial Planning

EWM charges either a fixed or hourly fee for Project-Based Financial Planning. Fixed fee rates range between $1,800 to $10,000. Our hourly rate is $300.

The fee range is dependent upon variables including the specific needs of the client, complexity, estimated time, research, and resources required to provide services to you, among other factors we deem relevant. Fees are negotiable and the final agreed upon fee will be outlined in your Advisory Contract.

Ideal for those who are:

  • Overwhelmed by credit card or student loan debt, seeking a clear repayment roadmap.

  • Earning a strong income but struggling to save, unsure where their money goes.

  • Needing a financial check-up to set budgets, boost savings, or plan for big purchases.

  • Anxious about financial missteps, wanting expert guidance to build a stable foundation.

  • Starting to invest but confused about what to prioritize, like emergency funds or retirement accounts.

Private Wealth Management

The fee is based on a percentage of assets under management and is negotiable. The annualized fees for investment management services are based on the following fee schedule:

Assets Under Management
$0-$500,000 — 1.55%
$500,001-$1,000,000 — 1.25%
$1,000,001-$1,500,000 — 1.00%
$1,500,001-$2,500,000 — 0.80%
$2,500,001-$4,000,000 — 0.60%
Over $4,000,000 — 0.50%

Ideal for those who are:

  • Retirees concerned about outliving savings, wanting portfolios built for resilience in different market conditions.

  • Professionals with investable assets worried about market volatility, seeking tailored portfolio growth.

  • High-net-worth individuals needing tax-efficient strategies and estate planning to preserve wealth.

  • Busy executives desiring comprehensive planning to align investments with life goals, like legacy or philanthropy.

  • Investors frustrated by generic advice, craving ongoing, personalized management to optimize returns.